NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Matthew Bird

Centro de Investigación de la Universidad
del Pacífico
Universidad del Pacífico
Av. Sánchez Cerro 2098, Jesús María
Lima, Perú

E-Mail: bird_md@up.edu.pe

NBER Working Papers and Publications

June 2019Freeing Financial Education via Tablets: Experimental Evidence from Colombia
with Orazio Attanasio, Lina Cardona-Sosa, Pablo Lavado: w25929
Financial knowledge is critical for making sound decisions that foster financial health and protect consumers from predation. A widely-used tool for building this capability is financial education. Yet evidence suggests that conventional approaches which teach concepts in classroom-style settings are ineffective and expensive at scale, especially for lower-income users. More recent findings indicate that customizing financial education to the needs, interests, and location of participants may increase impact, though doing so in a cost-effective and scalable way remains challenging. This randomized evaluation of a tablet-based financial education program with mostly female recipients of a conditional cash transfer (CCT) program in Colombia offers evidence for how to design and scale an effe...
 
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